function listboxItemSelected(oList1,oList2){ if(oList2!=null){ clearComboOrList(oList2); if(oList1.selectedIndex == -1){ oList2.options[oList2.options.length] = new Option('Please make a selection from the list', ''); } else { fillListbox(oList2, oList1.name + '=' + oList1.options[oList1.selectedIndex].value); } } calcPremium(); } function clearComboOrList(oList){ for (var i = oList.options.length - 1; i >= 0; i--){ oList.options[i] = null; } oList.selectedIndex = -1; // if (oList.onchange) oList.onchange(); } function fillListbox(oList, vValue) { if(vValue != '') { if(assocArray[vValue]) { var arrX = assocArray[vValue]; for(var i = 0; i < arrX.length; i = i + 2){ if(arrX[i] != 'EOF') oList.options[oList.options.length] = new Option(arrX[i + 1], arrX[i]); } // if(oList.options.length == 1){ oList.selectedIndex=0; // if (oList.onchange) oList.onchange(); // } }else { oList.options[0] = new Option('None found', ''); } } } if(!assocArray) { var assocArray = new Object(); assocArray["planType=Preferred Plus"] = new Array( "0","$ 0", "99","$ 99", "1000","$ 1,000", "5000","$ 5,000", "10000","$ 10,000", "EOF"); assocArray["planType=Preferred"] = new Array( "0","$ 0", "250","$ 250", "1000","$ 1,000", "5000","$ 5,000", "10000","$ 10,000", "EOF"); assocArray["planType=Standard"] = new Array( "0","$ 0", "250","$ 250", "1000","$ 1,000", "5000","$ 5,000", "10000","$ 10,000", "EOF"); } // This function toggles off the pared check box for a particular question. // Thus only one check box can be true function toggleOff(clicked,uncheck) { if (clicked.checked) { uncheck.checked = false; } } // This function modify a number into two digits floating number function Modify(value) { var str = "" + Math.round(value*100); var len = str.length; return (str=="0")?"":(str.substring(0,len-2)+"."+str.substring(len-2,len)); } // Open the remote window function launch(n) { var assessmentWin = window.open('', 'assessment', 'scrollbars=yes,resizable=yes,width=600,height=650') if(n == 1) { var topUpHtml = 'Top-ups and Existing Coverage Credits

Top-ups and Existing Coverage Credits

' + 'If you are one of the many snowbirds who already have Out-of-Canada medical insurance, but with a limited number of travel days (perhaps through a former employer), you can choose to have your Medipac Travel Insurance Policy begin on the day your other coverage expires. Simply select the Effective Date you want your Medipac policy to begin and "buy the number of extra days you need." This is called "topping-up," and Medipac offers this feature at a low fee of $20.' + '

We cannot advise you on your non-Medipac plan, so please make sure your other coverage:' + '

' + '

BEWARE of any plan with a low maximum benefit, as a major accident or illness can cause severe financial loss. Medipac does not recommend the Top-Up option unless your other coverage has a benefit maximum of $1,000,000 or more. Other policy maximums of $100,000 are very common and we have seen some as low as $10,000. Do not rely on these low-limit plans; purchase Medipac coverage for your entire trip.' + '

Many annual policies, and almost all credit card plans, do NOT allow "topping up" of their plans. If you travel for longer than their maximum trip duration, you may very well have no coverage at all for any part of your trip! For the protection of our clients, Medipac will not accept top-ups to any credit card plans, unless you submit a letter from your credit card provider stating that they allow top-ups and will not terminate your coverage for a longer trip.' + '

WARNING: In all top-up plans, eligibility conditions and pre-existing conditions will apply on the effective date of your Medipac Travel Insurance Policy, NOT on the date of your departure. If you have a change in your health status prior to that effective date, you must contact Medipac International Inc. for a full refund.' + '

Close This Window' + ''; assessmentWin.focus() assessmentWin.document.write(topUpHtml) assessmentWin.document.close() } if(n == 2) { var federalSuperHtml = 'Federal Superannuates Important Notice

Federal Superannuates Important Notice

' + 'Many retired civil servants, military personnel and retired RCMP officers participate in the Public Service Health Care Plan (PSHCP), which now provides up to $500,000 CAD in basic travel medical benefits, for the first 40 days of any trip. Effective April 1, 2006, the PSHCP announced major changes to your program. Medipac recommends that you become very familiar with your new policy and its provisions, many of which have been changed. Medipac also cautions that the $500,000 CAD limit may not provide full protection in the event of a major accident or illness while travelling.' + '

To properly protect the many thousands of Federal Superannuates who choose Medipac, we have substantially enhanced our policy and pricing. Full coverage of up to $2,000,000 USD is available with many additional benefits that are not included in your Federal Superannuate plan. You can take advantage of this feature by purchasing coverage for your entire trip and deducting the Federal Superannuate Coverage Credit from your premium. If you choose this feature, you receive:' + '

' + '

Medipac strongly recommends that you take advantage of this broad and comprehensive protection for your trip, and reduce your premium cost with our Federal Superannuate Credit.' + '

We are very aware that many Superannuates choose to "take a chance" during their first 40 trip days and buy a top-up plan. The Medipac plan would then be effective when the PSHCP ends, at the 40-day point. This is usually cheaper, but it does require you to re-qualify any pre-existing conditions at Medipac\'s effective date, in the middle of your trip. Although we cannot recommend that you do this, you will be very pleased with our top-up rates and reduced top-up fees.' + '

Whether you choose the Superannuate Credit or the Top-Up Option, all Medipac\'s generous discounts continue to apply.' + '

Close This Window' + ''; assessmentWin.focus() assessmentWin.document.write(federalSuperHtml) assessmentWin.document.close() } if(n == 3) { var planTypeHtml = 'Plan Type

Plan Type

' + '

Q: What is the difference between the Preferred Plus, Preferred and Standard plans?

' + '

The only difference between the Preferred Plus, Preferred and Standard plans is the rate level. Individuals who are able to answer NO to a series of medical questions, qualify for the Preferred Plus or Preferred category and a reduced price. In no way do people that pay the Standard rate have less coverage or are necessarily excluded from coverage for that condition!' + '

Close This Window' + ''; assessmentWin.focus() assessmentWin.document.write(planTypeHtml) assessmentWin.document.close() } if (n == 4) { var deductibleHtml = 'Deductible

Deductible

' + '

Q: What is the deductible option and how does it work?

' + '

Deductibles are the amount of the claim that the client is responsible for paying. By choosing a deductible amount, your premium may be lower. We offer deductibles ranging from $0 to $10,000 U.S., depending on the plan type. Please remember that the deductible must be paid first, before the claim can be processed.' + '

Close This Window' + ''; assessmentWin.focus() assessmentWin.document.write(deductibleHtml) assessmentWin.document.close() } if (n == 5) { var addonHtml = 'Annual Multi-trip Add-on

Annual Multi-trip Add-on

' + 'This optional Annual Multi-trip Add-on, often referred to as a Multi-Trip plan, is the perfect addition to your Medipac Travel Insurance Policy. Our surveys show that many long-term travellers take other short trips during the year, including cruises and in-Canada jaunts. This option allows you to cover all of these trips on one Medipac policy.' + '

If you choose to purchase this Option, you are covered for an unlimited number of trips in a 12-month period for:' + '

' + '

Did You Know that our Provincial Health Insurance Plans DO NOT COVER many emergency expenses incurred in Canada such as medication, ambulance, paramedical services or air evacuations? Additional non-medical costs, including return of your vehicle, bringing a family member to your bedside, out-of-pocket expenses and emergency dental expenses are now also covered by your Medipac policy, for all of your trips.' + '

Convenient Features' + '

' + '

Please Remember' + '

' + '

Close This Window' + ''; assessmentWin.focus() assessmentWin.document.write(addonHtml) assessmentWin.document.close() } } /////////calcPremium1() function calcFedSuperCredit(deductible, age) { var superannuate = new Array(); superannuate[0] = '25,65,90,120,160,240,300,500'; superannuate[1] = '23,60,80,110,130,220,280,450'; superannuate[2] = '20,45,60,85,110,150,200,350'; superannuate[3] = '15,35,45,50,65,100,145,245'; if((deductible == 0) || (deductible == 99) || (deductible == 250) ) { var superRow = superannuate[0]; }else if (deductible == 1000) { var superRow = superannuate[1]; }else if (deductible == 5000) { var superRow = superannuate[2]; }else if (deductible == 10000) { var superRow = superannuate[3]; } var divideSuper = superRow.split(','); if (age <= 55) var federalSuper = divideSuper[0]; if ( (age >= 56) && (age <= 60) ) var federalSuper = divideSuper[1]; if ( (age >= 61) && (age <= 65) ) var federalSuper = divideSuper[2]; if ( (age >= 66) && (age <= 70) ) var federalSuper = divideSuper[3]; if ( (age >= 71) && (age <= 75) ) var federalSuper = divideSuper[4]; if ( (age >= 76) && (age <= 79) ) var federalSuper = divideSuper[5]; if ( (age >= 80) && (age <= 85) ) var federalSuper = divideSuper[6]; if (age >= 86) var federalSuper = divideSuper[7]; federalSuper = parseInt(federalSuper); return federalSuper; } function calcAnnualAddOnRate(planType, deductible, age) { var rows = new Array(); rows[0] = 'null'; rows[1] = '50,65,81,98,116,166,258,314'; //Preferred PLUS $99 Deductible rows[2] = '46,59,72,83,100,146,225,274'; //Preferred PLUS $1000 rows[3] = '41,50,59,68,81,116,173,212'; //Preferred PLUS $5000 rows[4] = '37,45,52,59,69,98,144,176'; //Preferred PLUS $10000 rows[5] = '68,81,110,152,177,258,366,440'; //Preferred $250 rows[6] = '55,65,97,123,143,203,300,383'; //Preferred $1000 rows[7] = '45,53,78,98,113,164,237,295'; //Preferred $5000 rows[8] = '41,49,69,86,99,142,202,251'; //Preferred $10000 rows[9] = '118,129,138,207,281,426,607,931'; //Standard $250 rows[10] = '100,115,120,178,243,369,525,814'; //Standard $1000 rows[11] = '77,87,95,142,194,289,406,616'; //Standard $5000 rows[12] = '68,77,84,124,167,248,347,524'; //Standard $10000 var row = 0; if((planType == "Preferred Plus") && ((deductible == 0) || (deductible == 99))) {row = 1;} if((planType == "Preferred Plus") && (deductible == 1000)) {row = 2;} if((planType == "Preferred Plus") && (deductible == 5000)) {row = 3;} if((planType == "Preferred Plus") && (deductible == 10000)) {row = 4;} if((planType == "Preferred") && ((deductible == 0) || (deductible == 250))) {row = 5;} if((planType == "Preferred") && (deductible == 1000)) {row = 6;} if((planType == "Preferred") && (deductible == 5000)) {row = 7;} if((planType == "Preferred") && (deductible == 10000)) {row = 8;} if((planType == "Standard") && ((deductible == 0) || (deductible == 250))) {row = 9;} if((planType == "Standard") && (deductible == 1000)) {row = 10;} if((planType == "Standard") && (deductible == 5000)) {row = 11;} if((planType == "Standard") && (deductible == 10000)) {row = 12;} // Get the row from rows array with the premium var premiumRow = rows[row]; // Put all premiums from a premiumRow into an array var dividePremium = premiumRow.split(','); // Get the right Premium for the Age var premium = 0; if (age <= 55) premium = dividePremium[0]; if ( (age >= 56) && (age <= 60) ) premium = dividePremium[1]; if ( (age >= 61) && (age <= 65) ) premium = dividePremium[2]; if ( (age >= 66) && (age <= 70) ) premium = dividePremium[3]; if ( (age >= 71) && (age <= 75) ) premium = dividePremium[4]; if ( (age >= 76) && (age <= 79) ) premium = dividePremium[5]; if ( (age >= 80) && (age <= 85) ) premium = dividePremium[6]; if (age >= 86) premium = dividePremium[7]; premium = parseInt(premium); return premium; } function calcLongTripRate(planType, deductible, tripApplied, age) { var rows = new Array(); rows[0] = 'null'; //Preferred PLUS 99 Plan Type rows [1] = '98,118,129,192,248,374,598,896'; rows [2] = '119,146,158,232,298,446,719,998'; rows [3] = '129,167,179,273,326,492,797,1113'; rows [4] = '147,191,211,319,395,566,998,1296'; rows [5] = '159,199,225,339,442,636,1106,1398'; rows [6] = '177,210,231,359,455,679,1193,1520'; rows [7] = '189,224,239,386,495,699,1279,1675'; rows [8] = '211,272,283,438,557,840,1494,1890'; rows [9] = '227,293,298,470,606,936,1598,2019'; rows [10] = '243,298,314,499,662,973,1693,2129'; rows [11] = '256,334,359,533,708,997,1774,2271'; rows [12] = '279,378,395,584,787,1125,2028,2477'; rows [13] = '296,398,433,621,839,1196,2179,2664'; rows [14] = '316,415,456,665,898,1267,2273,2732'; rows [15] = '329,449,496,699,948,1318,2368,2842'; rows [16] = '364,497,596,751,1013,1419,2533,3246'; rows [17] = '398,543,639,796,1084,1572,2696,3434'; rows [18] = '434,566,658,811,1135,1621,2739,3497'; rows [19] = '526,658,723,893,1217,1723,3088,3845'; rows [20] = '557,706,810,962,1354,1885,3248,4052'; rows [21] = '594,759,888,1042,1519,2018,3439,4306'; //Preferred PLUS 1000 Plan Type rows [22] = '86,99,113,168,217,327,523,784'; rows [23] = '99,128,138,199,261,390,629,873'; rows [24] = '113,146,157,239,285,431,697,974'; rows [25] = '129,167,185,279,346,495,873,1134'; rows [26] = '139,174,197,297,387,557,968,1223'; rows [27] = '155,184,202,314,398,594,998,1330'; rows [28] = '165,196,209,338,433,612,1119,1466'; rows [29] = '185,238,248,383,487,735,1298,1654'; rows [30] = '199,256,261,411,530,819,1398,1767'; rows [31] = '213,261,275,437,579,851,1481,1863'; rows [32] = '224,292,314,466,620,872,1552,1987'; rows [33] = '244,331,346,511,689,984,1775,2167'; rows [34] = '259,348,379,543,734,1047,1898,2331'; rows [35] = '277,363,399,582,786,1109,1989,2391'; rows [36] = '288,393,434,612,830,1153,2072,2487'; rows [37] = '319,435,522,657,886,1242,2216,2840'; rows [38] = '348,475,559,697,949,1376,2359,2998'; rows [39] = '380,495,576,710,993,1418,2397,3060'; rows [40] = '460,576,633,781,1065,1508,2702,3364'; rows [41] = '487,618,709,842,1185,1649,2842,3546'; rows [42] = '520,664,777,912,1329,1766,2999,3768'; //Preferred PLUS 5000 Plan Type rows [43] = '66,79,87,129,167,252,399,598'; rows [44] = '79,99,107,157,198,298,485,674'; rows [45] = '87,113,121,184,220,332,538,751'; rows [46] = '99,129,142,215,267,382,674,875'; rows [47] = '107,134,152,229,298,429,747,944'; rows [48] = '119,142,156,242,307,458,799,1026'; rows [49] = '128,151,161,261,334,472,863,1131'; rows [50] = '142,184,191,296,376,567,1008,1276'; rows [51] = '153,192,201,317,409,632,1079,1363'; rows [52] = '164,199,212,337,447,657,1143,1437'; rows [53] = '173,225,242,360,478,673,1197,1533'; rows [54] = '188,255,267,394,531,759,1369,1672'; rows [55] = '199,269,292,419,566,807,1471,1798'; rows [56] = '213,280,308,449,598,855,1534,1844'; rows [57] = '222,303,335,472,640,890,1598,1918'; rows [58] = '246,335,398,498,684,958,1698,2191'; rows [59] = '269,367,431,537,732,1061,1820,2318'; rows [60] = '293,382,444,547,766,1094,1849,2360'; rows [61] = '355,444,488,603,821,1163,2084,2595'; rows [62] = '376,477,547,649,914,1272,2192,2735'; rows [63] = '399,512,599,703,1025,1362,2321,2907'; //Preferred Plus 10000 Plan Type rows [64] = '55,67,73,108,139,211,338,497'; rows [65] = '67,82,89,131,168,252,399,564'; rows [66] = '73,94,99,154,184,278,449,629'; rows [67] = '83,108,119,180,223,320,564,732'; rows [68] = '90,112,127,192,250,359,625,790'; rows [69] = '99,119,131,199,257,384,674,859'; rows [70] = '107,127,135,218,280,395,723,946'; rows [71] = '119,154,159,247,315,475,844,1068'; rows [72] = '128,166,170,266,342,529,899,1141'; rows [73] = '137,171,177,282,374,549,957,1198'; rows [74] = '145,189,199,298,398,563,998,1283'; rows [75] = '158,214,223,329,445,636,1146,1396'; rows [76] = '167,225,245,351,474,676,1231,1498'; rows [77] = '179,234,258,376,498,716,1284,1544'; rows [78] = '186,254,280,395,536,745,1338,1599'; rows [79] = '199,281,337,424,572,799,1431,1834'; rows [80] = '225,307,361,448,612,888,1523,1940'; rows [81] = '245,320,372,458,641,916,1548,1976'; rows [82] = '297,372,408,505,688,973,1745,2172'; rows [83] = '315,399,458,544,765,1065,1835,2289'; rows [84] = '336,429,502,589,858,1140,1943,2433'; //Preferred 250 Plan Type rows [85] = '128,161,176,286,357,537,798,1213'; rows [86] = '156,195,214,348,435,645,970,1358'; rows [87] = '166,227,243,388,476,698,1114,1498'; rows [88] = '194,255,286,432,535,764,1342,1759'; rows [89] = '218,264,298,459,596,855,1492,1890'; rows [90] = '241,287,311,486,625,920,1598,1998'; rows [91] = '255,314,327,524,662,944,1729,2257'; rows [92] = '286,384,390,599,758,1133,2041,2559'; rows [93] = '299,394,406,644,836,1263,2160,2768'; rows [94] = '326,398,435,684,898,1298,2298,2872'; rows [95] = '347,461,479,720,971,1361,2415,2998'; rows [96] = '376,512,549,818,1070,1515,2745,3353'; rows [97] = '405,545,592,860,1142,1584,2988,3598'; rows [98] = '442,564,624,912,1229,1696,3054,3698'; rows [99] = '455,621,684,964,1292,1820,3200,3849'; rows [100] = '498,682,819,998,1419,1926,3427,4417'; rows [101] = '546,744,877,1078,1490,2127,3639,4657'; rows [102] = '584,778,896,1115,1566,2197,3698,4735'; rows [103] = '720,898,982,1236,1676,2357,4189,5205'; rows [104] = '758,969,1096,1325,1870,2589,4407,5488'; rows [105] = '820,1027,1203,1436,2101,2775,4669,5814'; //Preferred 1000 Plan Type rows [106] = '112,139,169,248,312,469,698,1061'; rows [107] = '137,171,187,298,381,564,849,1198'; rows [108] = '145,198,213,339,416,611,975,1311'; rows [109] = '169,223,249,378,468,668,1174,1539'; rows [110] = '191,231,261,399,522,748,1298,1654'; rows [111] = '211,251,272,425,547,798,1397,1748'; rows [112] = '223,275,286,459,579,826,1513,1975'; rows [113] = '248,336,342,524,663,991,1786,2239'; rows [114] = '262,345,355,564,731,1105,1890,2422'; rows [115] = '285,353,381,598,786,1136,1992,2513'; rows [116] = '299,398,419,629,848,1191,2113,2623'; rows [117] = '329,448,480,716,936,1325,2398,2934'; rows [118] = '354,477,518,753,999,1386,2614,3148'; rows [119] = '387,493,546,798,1076,1484,2672,3236'; rows [120] = '398,543,598,843,1130,1593,2798,3368'; rows [121] = '435,597,716,873,1241,1685,2999,3865'; rows [122] = '478,647,767,943,1297,1861,3184,4075'; rows [123] = '499,679,784,976,1368,1923,3236,4143'; rows [124] = '630,786,859,1082,1466,2062,3665,4554'; rows [125] = '663,848,959,1159,1636,2265,3856,4802'; rows [126] = '717,899,1052,1257,1839,2428,4086,5087'; //Preferred 5000 Plan Type rows [127] = '86,108,119,193,241,362,539,819'; rows [128] = '105,132,144,235,294,435,655,917'; rows [129] = '112,153,164,262,321,471,752,998'; rows [130] = '131,172,193,292,361,515,906,1187'; rows [131] = '147,178,199,310,398,577,998,1276'; rows [132] = '163,194,210,328,422,621,1079,1349'; rows [133] = '172,212,221,354,447,637,1167,1523'; rows [134] = '193,259,265,404,511,765,1378,1727'; rows [135] = '199,266,274,435,564,852,1458,1869'; rows [136] = '219,272,294,462,599,876,1551,1939'; rows [137] = '234,311,323,486,655,918,1630,2024'; rows [138] = '254,346,370,552,722,1022,1853,2263'; rows [139] = '273,368,396,581,771,1069,2017,2429'; rows [140] = '298,381,421,615,830,1145,2061,2496'; rows [141] = '307,419,462,648,872,1229,2160,2598'; rows [142] = '336,460,553,674,958,1298,2314,2981'; rows [143] = '369,498,592,728,999,1436,2456,3144'; rows [144] = '394,525,599,753,1057,1483,2496,3196'; rows [145] = '486,606,663,834,1131,1591,2828,3513'; rows [146] = '511,654,740,894,1262,1748,2975,3704'; rows [147] = '553,693,812,969,1418,1873,3152,3924'; //Preferred 10000 Plan Type rows [148] = '72,91,99,161,199,298,451,685'; rows [149] = '88,110,121,196,246,364,548,767'; rows [150] = '94,128,137,219,269,394,629,846'; rows [151] = '109,144,161,244,299,431,758,994'; rows [152] = '123,149,168,259,337,483,843,1068'; rows [153] = '136,162,176,274,353,520,903,1129'; rows [154] = '144,177,185,296,374,533,977,1275'; rows [155] = '162,217,222,338,428,640,1153,1446'; rows [156] = '169,223,229,364,472,713,1220,1564'; rows [157] = '184,229,246,381,498,733,1298,1623'; rows [158] = '196,261,271,399,549,769,1364,1694'; rows [159] = '212,289,310,462,599,856,1551,1895'; rows [160] = '229,308,335,486,645,895,1688,2033'; rows [161] = '249,319,353,515,695,958,1725,2089'; rows [162] = '257,351,386,544,730,1028,1798,2175'; rows [163] = '281,385,463,564,802,1088,1937,2495'; rows [164] = '309,421,495,609,842,1196,2056,2631'; rows [165] = '328,438,506,630,885,1242,2089,2675'; rows [166] = '407,507,555,698,947,1331,2367,2941'; rows [167] = '428,547,619,748,1056,1463,2490,3101'; rows [168] = '463,580,679,811,1187,1568,2638,3285'; //Standard 250 Plan Type rows [169] = '239,283,298,487,629,934,1245,2165'; rows [170] = '282,354,366,589,756,998,1398,2497'; rows [171] = '322,379,411,668,827,1039,1455,2771'; rows [172] = '341,428,498,785,944,1258,1960,3154'; rows [173] = '374,445,534,839,1096,1468,2212,3498'; rows [174] = '417,461,549,889,1178,1635,2347,3789'; rows [175] = '436,528,582,953,1235,1694,2489,3996'; rows [176] = '498,635,696,1126,1415,1898,2778,4656'; rows [177] = '535,669,751,1234,1574,2097,2996,4998'; rows [178] = '576,699,798,1298,1698,2235,3205,5262'; rows [179] = '598,779,868,1369,1749,2341,3299,5607'; rows [180] = '655,860,984,1548,1998,2554,3695,5998'; rows [181] = '698,912,1039,1598,2098,2691,4067,6583'; rows [182] = '769,945,1097,1746,2349,2934,4364,6766'; rows [183] = '789,988,1154,1818,2499,2998,4455,6997'; rows [184] = '834,1091,1424,1896,2748,3285,4989,7996'; rows [185] = '923,1209,1579,2128,2888,3739,5455,8363'; rows [186] = '998,1277,1649,2198,2998,3897,5784,8658'; rows [187] = '1214,1462,1845,2471,3415,4284,6669,9511'; rows [188] = '1275,1563,2082,2687,3849,4747,6995,9996'; rows [189] = '1372,1677,2296,2940,4371,5132,7687,10654'; //Standard 1000 Plan Type rows [190] = '199,248,261,426,549,817,1089,1894'; rows [191] = '247,310,319,515,662,873,1299,2185'; rows [192] = '282,332,359,598,724,909,1443,2425'; rows [193] = '298,375,436,687,826,1098,1715,2760'; rows [194] = '327,386,467,734,959,1285,1936,3061'; rows [195] = '365,399,480,778,1031,1431,1998,3315'; rows [196] = '382,462,499,834,1081,1495,2048,3497'; rows [197] = '436,556,619,985,1238,1661,2431,4074'; rows [198] = '468,585,657,1080,1377,1835,2622,4373'; rows [199] = '498,612,698,1136,1497,1927,2796,4604'; rows [200] = '523,682,760,1198,1558,1998,2887,4906'; rows [201] = '573,753,861,1355,1748,2235,3233,5248'; rows [202] = '611,797,909,1398,1836,2355,3559,5760'; rows [203] = '673,827,960,1528,2055,2567,3819,5920'; rows [204] = '689,865,998,1591,2187,2623,3898,6122'; rows [205] = '730,955,1246,1659,2398,2874,4365,6997'; rows [206] = '799,1058,1382,1862,2527,3272,4773,7318'; rows [207] = '873,1117,1443,1923,2623,3410,4998,7576'; rows [208] = '1062,1279,1614,2162,2988,3749,5835,8322'; rows [209] = '1116,1368,1822,2351,3368,4154,6121,8747'; rows [210] = '1196,1467,1998,2573,3825,4491,6726,9322'; //Standard 5000 Plan Type rows [211] = '159,189,199,329,425,629,840,1461'; rows [212] = '189,239,247,398,510,674,944,1685'; rows [213] = '217,256,277,451,558,698,982,1870'; rows [214] = '229,289,336,530,637,849,1323,2129'; rows [215] = '252,300,358,566,740,991,1493,2361'; rows [216] = '281,311,371,597,795,1098,1584,2558'; rows [217] = '294,356,393,643,834,1151,1671,2697'; rows [218] = '336,429,469,760,955,1281,1875,3143'; rows [219] = '361,452,507,833,1062,1415,2022,3374'; rows [220] = '389,472,539,876,1146,1498,2163,3552'; rows [221] = '409,526,598,924,1181,1580,2227,3785'; rows [222] = '442,581,664,1045,1349,1724,2496,3998'; rows [223] = '471,615,701,1079,1416,1816,2745,4444'; rows [224] = '519,638,740,1179,1586,1980,2946,4567'; rows [225] = '533,667,779,1227,1687,2024,2999,4723'; rows [226] = '563,736,961,1280,1855,2217,3368,5397'; rows [227] = '623,816,1066,1436,1929,2524,3682,5645'; rows [228] = '674,862,1113,1484,1998,2630,3898,5844'; rows [229] = '819,987,1245,1668,2299,2892,4502,6420'; rows [230] = '861,1055,1405,1814,2598,3204,4722,6747'; rows [231] = '926,1132,1550,1985,2950,3464,5189,7191'; //Standard 10000 Plan Type rows [232] = '139,159,168,275,355,528,698,1223'; rows [233] = '159,199,208,333,427,564,788,1411'; rows [234] = '182,214,232,377,467,587,822,1498'; rows [235] = '193,242,281,444,533,711,1107,1782'; rows [236] = '211,251,298,474,619,829,1250,1976'; rows [237] = '236,260,310,498,667,924,1326,2141'; rows [238] = '246,298,329,538,698,953,4131,2258'; rows [239] = '281,359,393,636,799,1072,1570,2631'; rows [240] = '299,378,424,697,889,1185,1693,2824'; rows [241] = '325,395,451,733,949,1263,1811,2973'; rows [242] = '338,440,498,773,998,1323,1864,3168'; rows [243] = '369,486,556,888,1129,1443,2088,3389'; rows [244] = '394,515,587,903,1198,1498,2298,3719'; rows [245] = '434,534,620,986,1327,1658,2466,3823'; rows [246] = '446,558,649,1027,1412,1694,2517,3953'; rows [247] = '471,616,799,1071,1553,1856,2819,4498'; rows [248] = '521,683,892,1198,1632,2113,3082,4725'; rows [249] = '564,722,932,1249,1694,2202,3268,4892'; rows [250] = '686,826,1042,1396,1929,2420,3768,5374'; rows [251] = '720,883,1176,1518,2175,2682,3952,5648'; rows [252] = '775,948,1297,1661,2470,2898,4343,5998'; if (planType == "Preferred Plus") var planValue = 0; else if (planType == "Preferred") var planValue = 1; else if (planType == "Standard") var planValue = 2; if ((deductible == 0) || (deductible == 99) || (deductible == 250)) var deductibleValue = 0; if (deductible == 1000) var deductibleValue = 1; if (deductible == 5000) var deductibleValue = 2; if (deductible == 10000) var deductibleValue = 3; // Get Trip Length Applied for in Days if (tripApplied == 50) var termValue = 1; if (tripApplied == 60) var termValue = 2; if (tripApplied == 66) var termValue = 3; if (tripApplied == 75) var termValue = 4; if (tripApplied == 82) var termValue = 5; if (tripApplied == 90) var termValue = 6; if (tripApplied == 96) var termValue = 7; if (tripApplied == 105) var termValue = 8; if (tripApplied == 112) var termValue = 9; if (tripApplied == 120) var termValue = 10; if (tripApplied == 126) var termValue = 11; if (tripApplied == 135) var termValue = 12; if (tripApplied == 142) var termValue = 13; if (tripApplied == 150) var termValue = 14; if (tripApplied == 156) var termValue = 15; if (tripApplied == 165) var termValue = 16; if (tripApplied == 175) var termValue = 17; if (tripApplied == 183) var termValue = 18; if (tripApplied == 190) var termValue = 19; if (tripApplied == 200) var termValue = 20; if (tripApplied == 212) var termValue = 21; var row = planValue * 84 + deductibleValue * 21 + termValue; // Get the row from rows array with the premium var premiumRow = rows[row]; // Put all premiums from a premiumRow into an array var dividePremium = premiumRow.split(','); // Get the right Premium for the Age var premium = 0; if (age <= 55) premium = dividePremium[0]; if ( (age >= 56) && (age <= 60) ) premium = dividePremium[1]; if ( (age >= 61) && (age <= 65) ) premium = dividePremium[2]; if ( (age >= 66) && (age <= 70) ) premium = dividePremium[3]; if ( (age >= 71) && (age <= 75) ) premium = dividePremium[4]; if ( (age >= 76) && (age <= 79) ) premium = dividePremium[5]; if ( (age >= 80) && (age <= 85) ) premium = dividePremium[6]; if (age >= 86) premium = dividePremium[7]; premium = parseInt(premium); return premium; } function calcShortTripRate(planType, deductible, tripApplied, age) { var rows = new Array(); rows[0] = 'null'; //Preferred Plus $99 rows [1] = '24,27,39,40,42,48,64,75'; rows [2] = '27,30,43,46,50,64,91,112'; rows [3] = '30,36,50,63,69,94,144,181'; rows [4] = '31,42,59,73,84,116,181,231'; rows [5] = '34,50,67,87,99,141,223,286'; rows [6] = '35,53,72,95,110,156,251,323'; rows [7] = '39,61,84,112,131,188,307,397'; rows [8] = '40,68,92,126,147,213,348,450'; rows [9] = '46,74,100,137,160,235,386,502'; rows [10] = '49,80,109,151,176,259,428,556'; rows [11] = '50,82,111,154,180,267,442,574'; rows [12] = '56,95,121,171,202,302,506,661'; rows [13] = '60,102,124,179,212,322,543,711'; //Preferred Plus $1,000 rows [14] = '22,23,37,38,40,45,59,69'; rows [15] = '23,27,38,43,46,59,83,100'; rows [16] = '24,34,47,55,63,85,128,159'; rows [17] = '29,39,53,65,74,104,160,202'; rows [18] = '31,44,62,75,88,125,197,250'; rows [19] = '32,48,67,83,96,138,221,282'; rows [20] = '35,55,76,96,114,166,269,345'; rows [21] = '36,59,85,108,128,187,305,393'; rows [22] = '38,66,91,117,139,206,338,436'; rows [23] = '42,72,99,128,153,227,375,483'; rows [24] = '44,73,101,131,157,233,385,498'; rows [25] = '49,84,109,144,174,264,441,572'; rows [26] = '52,91,112,149,183,280,473,615'; //Preferred Plus $5,000 rows [27] = '21,22,33,34,38,41,50,59'; rows [28] = '22,23,34,39,42,50,68,83'; rows [29] = '23,30,43,49,54,70,101,127'; rows [30] = '24,34,48,57,64,85,127,159'; rows [31] = '28,38,53,65,74,101,153,195'; rows [32] = '29,40,59,70,82,111,171,219'; rows [33] = '31,47,66,82,94,133,207,267'; rows [34] = '32,49,71,90,106,149,233,303'; rows [35] = '33,53,76,96,114,163,258,335'; rows [36] = '36,58,84,106,125,179,284,372'; rows [37] = '37,59,85,108,128,184,293,382'; rows [38] = '40,69,89,117,140,205,333,437'; rows [39] = '45,73,91,120,145,217,354,469'; //Preferred Plus $10,000 rows [40] = '21,22,31,33,35,38,46,53'; rows [41] = '22,23,33,37,39,46,61,72'; rows [42] = '24,27,39,46,49,62,90,110'; rows [43] = '24,30,44,51,57,75,110,136'; rows [44] = '25,34,48,59,65,88,132,166'; rows [45] = '26,35,51,64,71,96,147,186'; rows [46] = '27,40,57,72,82,113,177,226'; rows [47] = '29,41,61,79,91,126,199,254'; rows [48] = '30,45,66,86,99,139,220,282'; rows [49] = '31,49,70,93,107,151,242,311'; rows [50] = '33,50,71,94,109,155,250,320'; rows [51] = '35,56,74,102,118,172,281,365'; rows [52] = '38,61,75,104,122,180,299,390'; //Preferred $250 rows [53] = '0,0,58,64,67,81,102,122'; rows [54] = '0,0,66,77,84,107,144,178'; rows [55] = '0,0,83,104,113,154,220,282'; rows [56] = '0,0,94,122,136,188,277,359'; rows [57] = '0,0,108,142,159,226,340,443'; rows [58] = '0,0,117,157,176,252,380,499'; rows [59] = '0,0,133,184,207,303,463,609'; rows [60] = '0,0,147,204,232,342,523,695'; rows [61] = '0,0,159,223,253,375,580,771'; rows [62] = '0,0,167,238,273,410,637,849'; rows [63] = '0,0,171,245,280,421,657,877'; rows [64] = '0,0,183,269,310,475,751,1007'; rows [65] = '0,0,191,285,330,509,807,1085'; //Preferred $1,000 rows [66] = '0,0,57,63,66,78,96,116'; rows [67] = '0,0,65,75,81,100,134,168'; rows [68] = '0,0,80,99,110,145,205,264'; rows [69] = '0,0,91,116,129,175,256,335'; rows [70] = '0,0,102,135,151,211,313,414'; rows [71] = '0,0,111,148,166,234,350,464'; rows [72] = '0,0,127,173,195,279,424,567'; rows [73] = '0,0,140,192,218,314,480,644'; rows [74] = '0,0,150,209,239,346,531,714'; rows [75] = '0,0,158,222,256,375,583,788'; rows [76] = '0,0,161,229,262,387,600,812'; rows [77] = '0,0,171,249,288,434,685,931'; rows [78] = '0,0,178,263,307,465,736,1003'; //Preferred $5,000 rows [79] = '0,0,56,60,62,69,85,99'; rows [80] = '0,0,61,68,73,89,114,138'; rows [81] = '0,0,73,88,95,123,168,211'; rows [82] = '0,0,81,100,111,147,209,264'; rows [83] = '0,0,91,115,128,174,250,322'; rows [84] = '0,0,96,125,140,192,279,362'; rows [85] = '0,0,110,145,164,228,337,440'; rows [86] = '0,0,119,159,178,256,381,498'; rows [87] = '0,0,127,173,195,280,420,550'; rows [88] = '0,0,131,184,208,303,459,606'; rows [89] = '0,0,135,187,213,311,473,624'; rows [90] = '0,0,140,202,232,347,535,711'; rows [91] = '0,0,145,211,244,369,574,763'; //Preferred $10,000 rows [92] = '0,0,53,54,58,64,75,86'; rows [93] = '0,0,57,63,66,77,96,114'; rows [94] = '0,0,65,75,82,102,136,169'; rows [95] = '0,0,71,86,92,120,167,208'; rows [96] = '0,0,79,95,105,140,198,252'; rows [97] = '0,0,83,104,113,153,219,281'; rows [98] = '0,0,91,117,130,179,262,338'; rows [99] = '0,0,99,128,143,199,294,382'; rows [100] = '0,0,105,137,154,217,323,422'; rows [101] = '0,0,106,144,162,232,351,460'; rows [102] = '0,0,108,147,165,238,361,475'; rows [103] = '0,0,110,155,176,262,405,537'; rows [104] = '0,0,112,160,184,276,431,575'; //Standard $250 rows [105] = '0,0,66,77,86,102,126,171'; rows [106] = '0,0,81,101,114,141,184,261'; rows [107] = '0,0,108,145,169,217,294,432'; rows [108] = '0,0,128,176,208,272,375,556'; rows [109] = '0,0,150,211,251,333,462,693'; rows [110] = '0,0,164,234,280,374,521,784'; rows [111] = '0,0,193,280,338,455,637,966'; rows [112] = '0,0,215,315,381,514,725,1101'; rows [113] = '0,0,235,346,421,570,804,1227'; rows [114] = '0,0,252,376,459,626,887,1358'; rows [115] = '0,0,258,388,474,645,917,1403'; rows [116] = '0,0,285,435,536,737,1053,1620'; rows [117] = '0,0,302,465,574,793,1135,1751'; //Standard $1,000 rows [118] = '0,0,63,72,80,93,114,154'; rows [119] = '0,0,74,92,105,128,165,234'; rows [120] = '0,0,98,129,151,193,259,382'; rows [121] = '0,0,114,156,184,240,329,490'; rows [122] = '0,0,133,185,221,292,403,610'; rows [123] = '0,0,146,205,246,327,455,689'; rows [124] = '0,0,171,245,295,396,554,846'; rows [125] = '0,0,190,273,333,448,631,966'; rows [126] = '0,0,206,301,367,495,699,1075'; rows [127] = '0,0,220,326,398,543,770,1189'; rows [128] = '0,0,225,334,411,560,794,1228'; rows [129] = '0,0,246,374,463,637,910,1416'; rows [130] = '0,0,260,399,494,683,981,1530'; //Standard $5,000 rows [131] = '0,0,59,66,71,83,98,127'; rows [132] = '0,0,67,82,91,109,136,186'; rows [133] = '0,0,85,109,127,158,208,297'; rows [134] = '0,0,98,130,153,196,261,379'; rows [135] = '0,0,111,152,182,236,318,468'; rows [136] = '0,0,121,168,201,262,357,528'; rows [137] = '0,0,140,197,240,316,435,646'; rows [138] = '0,0,153,220,269,356,491,735'; rows [139] = '0,0,167,240,295,393,545,817'; rows [140] = '0,0,174,258,319,427,597,901'; rows [141] = '0,0,179,265,328,440,615,929'; rows [142] = '0,0,192,293,366,497,701,1068'; rows [143] = '0,0,201,311,390,532,755,1153'; //Standard $10,000 rows [144] = '0,0,57,64,68,77,90,116'; rows [145] = '0,0,65,76,84,99,122,165'; rows [146] = '0,0,80,100,114,141,184,260'; rows [147] = '0,0,91,118,135,172,228,328'; rows [148] = '0,0,103,138,160,205,277,404'; rows [149] = '0,0,111,150,175,228,308,454'; rows [150] = '0,0,128,175,208,272,374,555'; rows [151] = '0,0,140,195,231,305,422,630'; rows [152] = '0,0,151,213,253,336,466,700'; rows [153] = '0,0,158,226,273,365,510,770'; rows [154] = '0,0,161,233,280,375,526,795'; rows [155] = '0,0,171,255,311,421,597,911'; rows [156] = '0,0,178,269,329,451,640,982'; if (planType == "Preferred Plus") var planValue = 0; else if (planType == "Preferred") var planValue = 1; else if (planType == "Standard") var planValue = 2; if ((deductible == 0) || (deductible == 99) || (deductible == 250)) var deductibleValue = 0; if (deductible == 1000) var deductibleValue = 1; if (deductible == 5000) var deductibleValue = 2; if (deductible == 10000) var deductibleValue = 3; // Get Trip Length Applied for in Days if (tripApplied == 3) var termValue = 1; if (tripApplied == 6) var termValue = 2; if (tripApplied == 9) var termValue = 3; if (tripApplied == 12) var termValue = 4; if (tripApplied == 15) var termValue = 5; if (tripApplied == 18) var termValue = 6; if (tripApplied == 21) var termValue = 7; if (tripApplied == 24) var termValue = 8; if (tripApplied == 27) var termValue = 9; if (tripApplied == 30) var termValue = 10; if (tripApplied == 33) var termValue = 11; if (tripApplied == 36) var termValue = 12; if (tripApplied == 40) var termValue = 13; var row = planValue * 52 + deductibleValue * 13 + termValue; // Get the row from rows array with the premium var premiumRow = rows[row]; // Put all premiums from a premiumRow into an array var dividePremium = premiumRow.split(','); // Get the right Premium for the Age var premium; if (age <= 55) premium = dividePremium[0]; if ( (age >= 56) && (age <= 60) ) premium = dividePremium[1]; if ( (age >= 61) && (age <= 65) ) premium = dividePremium[2]; if ( (age >= 66) && (age <= 70) ) premium = dividePremium[3]; if ( (age >= 71) && (age <= 75) ) premium = dividePremium[4]; if ( (age >= 76) && (age <= 79) ) premium = dividePremium[5]; if ( (age >= 80) && (age <= 85) ) premium = dividePremium[6]; if (age >= 86) premium = dividePremium[7]; premium = parseInt(premium); return premium; } /////////checkAnnualPlanAddOn() function checkAnnualPlanAddOn(theField) { var f = document.m; var tripLength = getComboValue(f.tripLength); if(tripLength < 23) { theField.checked = false; f.tripLength.focus() alert ('Annual Multi-trip Add-on is available only if you purchased a single trip plan of 23 days or longer.') } } // This function gets the value of a Combo Box and returns it. function getComboValue(theField) { var index = theField.selectedIndex; if(index == -1) {return true;} // avoids an error message from succesive calls to unselected combo boxes from calcPremium() var choice = theField.options[index].value; return choice; } function roundOff(value, precision) { value = "" + value //convert value to string precision = parseInt(precision); var whole = "" + Math.round(value * Math.pow(10, precision)); var decPoint = whole.length - precision; if(decPoint != 0) { result = whole.substring(0, decPoint); result += "."; result += whole.substring(decPoint, whole.length); }else { result = "0." + whole; } result = parseFloat(result); return result; } function calcPremium() { var f = document.m; var tripLength = getComboValue(f.tripLength); var planType = getComboValue(f.planType); var deductible = getComboValue(f.deductible); var age = getComboValue(f.age); var province = getComboValue(f.province); if((province == 'P.E.I.') || (province == 'Northwest Territories') || (province == 'Yukon Territories') || (province == 'Nunavut')) { f.discountPerc.value = '10%'; }else{ f.discountPerc.value = '5%'; } if( (tripLength != '') && (planType != '') && (deductible != '') && (age != '') ) { // Single Trip Rate var singleTripRate; if((tripLength >= 41) && (tripLength <= 212)) { singleTripRate = calcLongTripRate(planType, deductible, tripLength, age); } if((tripLength >= 3) && (tripLength <= 40)) { singleTripRate = calcShortTripRate(planType, deductible, tripLength, age); if(singleTripRate == 0) { alert('Short Term Rates of 40 days or less for Applicants under age 61 and a Plan Type Preferred or Standard are not available.') f.singleTripRate.value = 'Not Available'; f.totalDiscount.value = 'Not Available'; f.subtotalA.value = 'Not Available'; f.annualAddOnRate.value = 'Not Available'; f.rateSubtotal.value = 'Not Available'; f.zeroDedRate.value = 'Not Available'; f.subtotalB.value = 'Not Available'; f.smoked.value = 'Not Available'; f.topUpFee.value = 'Not Available'; f.totalPremium.value = 'Not Available'; return false; } } f.singleTripRate.value = '$' + Modify(singleTripRate); // SUBTRACT Total discount var totalDiscount = 0; if(f.discountPerc.value != '') { var discountPerc = f.discountPerc.value; var end = discountPerc.indexOf("%"); discountPerc = discountPerc.substring(0, end); discountPerc = parseInt(discountPerc); totalDiscount = singleTripRate * (discountPerc/100); totalDiscount = roundOff(totalDiscount, 2); // return is a float noumber f.totalDiscount.value = '$' + totalDiscount; } var subtotalA = singleTripRate - totalDiscount; subtotalA = roundOff(subtotalA, 2); f.subtotalA.value = '$' + subtotalA; // Annual Add-on Rate if(f.annualAddOn.checked == true) { var annualAddOnRate = calcAnnualAddOnRate(planType, deductible, age); f.annualAddOnRate.value = '$' + Modify(annualAddOnRate); subtotalA = subtotalA + annualAddOnRate; }else { f.annualAddOnRate.value = ''; } // Rate Subtotal var rateSubtotal = subtotalA; f.rateSubtotal.value = '$' + Modify(rateSubtotal); // Add 10% to the $99 deductible rate if taking a $0 deductible (Preferred Plus only) var tenPercent = 0; if(deductible == 0) { tenPercent = (rateSubtotal / 10); f.zeroDedRate.value = '$' + Modify(tenPercent); }else { f.zeroDedRate.value = ''; } // Subtotal var subtotalB = subtotalA + tenPercent; f.subtotalB.value = '$' + Modify(subtotalB); // ADD 10% if you have smoked cigarettes var tenPercentCigar = 0; if(f.smoker.checked == true) { tenPercentCigar = (subtotalB / 10); f.smoked.value = '$' + Modify(tenPercentCigar); }else { f.smoked.value = ''; } // $20 Top Up Fee OR Subtract Federal Superannuate Credit var topUpFeeOrFedSuperCredit = 0; // If Top Up Coverage AND Federal Superannuate are unchecked - we have regular application if((f.topUpCoverage.checked == false) && (f.federalSuperannuate.checked == false)) { topUpFeeOrFedSuperCredit = 0; } // If Top Up Coverage is checked AND Federal Superannuate is unchecked then add topUpFee = $20 to the permium else if((f.topUpCoverage.checked == true) && (f.federalSuperannuate.checked == false)) { topUpFeeOrFedSuperCredit = 20; } // If Top Up Coverage is unchecked AND Federal Superannuate is checked then - we have Federal Superanuate Request else if((f.topUpCoverage.checked == false) && (f.federalSuperannuate.checked == true)) { topUpFeeOrFedSuperCredit = calcFedSuperCredit(deductible, age); var creditFlag = 1; } if(topUpFeeOrFedSuperCredit == 0) { f.topUpFee.value = ''; }else { f.topUpFee.value = '$' + Modify(topUpFeeOrFedSuperCredit); } // Total Premium Per Applicant var totalPremium; if(creditFlag == 1) { totalPremium = subtotalB + tenPercentCigar - topUpFeeOrFedSuperCredit; }else { totalPremium = subtotalB + tenPercentCigar + topUpFeeOrFedSuperCredit; } f.totalPremium.value = '$' + Modify(totalPremium); } // Clear the fields else { f.singleTripRate.value = ''; f.totalDiscount.value = ''; f.subtotalA.value = ''; f.annualAddOnRate.value = ''; f.rateSubtotal.value = ''; f.zeroDedRate.value = ''; f.subtotalB.value = ''; f.smoked.value = ''; f.topUpFee.value = ''; f.totalPremium.value = ''; } // Validate Plan Type & Deductible Fields if( ((planType == 'Preferred Plus') && (deductible == 250)) || ((planType == 'Preferred') && (deductible == 99)) || ((planType == 'Standard') && (deductible == 99)) ) { f.singleTripRate.value = 'Not Available'; f.annualAddOnRate.value = 'Not Available'; f.rateSubtotal.value = 'Not Available'; f.zeroDedRate.value = 'Not Available'; f.topUpFee.value = 'Not Available'; f.totalPremium.value = 'Not Available'; } }